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"We at The Water Whisperer swim school want to thank Heartland for helping to streamline our client payment system. IT  has made our business run so smoothly and is much more cost effective than our old system. Steve Martino is an excellent help in getting the process started. He will take the time to help successfully integrate the system into your business. Plus he is kind, friendly, and very technically knowledgeable. Don't miss a chance to use Heartland to help make your business more efficient. You won't regret his amazing product!"

Emily Cohen, The Water Whisperer

"It's always a nice change of pace when you meet someone with honesty and integrity when it involves your business's financial decisions.  Steve helped us transition from a very dishonest credit card processing company and we couldn't be more thankful."

Tanya Vincent, Vincent Vineyards

"Steve doesn't just sell you a service and then disappear.  He stops by our shop all the time just to check in and say hi, and to make sure our equipment is all operating smoothly.  He always answers the phone and has become a close friend.  Thank you Steve!"

Robert Rieder, Beverly Hills Postal Place

"Steve Martino has helped me grow my business giving me important advice and always being available to answer any questions and offering his expertise... I'm extremely grateful to have the opportunity to learn so much from him.  I wouldn't trust anyone else with my credit card processing!"

Debbie, Dave N Lils

"When I was first introduced to Steve my guard immediately went up.  Understandably there is a certain connotation with credit card processors; businesses have learned to bite the bullet and hope for the best when it comes to understanding processing fees.   


When I left that first meeting with Steve I walked away feeling like he was sincerely concerned with helping our business understand the labyrinth of statements and processing nomenclature.  Sure enough over the next few days I saw him occupying an empty office digging through statements working tirelessly trying to uncover our processors proprietary language and loopholes that resulted in big processing fees.


Once Steve collected enough data he explained our current situation and went on to explain how we could save by switching to Heartland.  At this point my guard returned which caused me to doubt the information that was being explained given Steve's ultimate goal.  Steve picked up on this and went on to explain Heartland's principals.  He explained our statements line by line and helped us understand how our current processor was rounding up processing fees when they did not have to.


I was taken back by the amount of transparency that Steve was employing in his explanations.  This transparency combined with the money we could save in lower processing fees resulted in our business joining Heartland.  


Steve is a great guy who cares about his clients and practices Heartland's principals every time he tries to help another business." 

Luis Hoffer, VP - Show Me Your Mumu

"It has been a pleasure working with Steve at Heartland!  He has been honest about Heartlands Services from the beginning, and was able to give us the best credit cards rates out there that he promised.  We have loved the personal relationship and customer care, and that goes a long way in this industry!"

Cologne Trude - Show Me Your Mumu

"Steve Martino from Heartland might just be the best relationship manager in the industry.  He is always available, always there when you need him and ready to help you tackle any situation or problem.  He holds you and himself accountable until the problem is fixed.  He even looked over my invoice and found unnecessary fees I was paying without me even asking.  He has also suggested and introduced me to other people who have been able to help grow and expand my business!"

Sydney Wagner - Joah Brown

"Steve was so impressive and helpful during the conversion from our previous card processing company to Heartland that we decided to switch all our credit card processing to Heartland.  He is extremely professional, patient, and goes above and beyond to make sure you know and understand what kind of services and fees you are paying for, and how to save money through reduced fees and charges.  Heartland’s rates are extremely competitive, and whenever we had any problem Steve was extremely reliable and would return our calls immediately.  We would not hesitate to recommend him to any business considering his services or advice."

David Lalwani - Dora L. International

"Being a small business owner and new to the credit card world Steve Martino with Heartland couldn't of been more helpful, patient and informative. I know I am in good hands and have a easy open line of communication if I have any questions or need help. Thanks Steve."

Kyle Pfeifer - Pfeifer Professional Painting

"I would just like to say that working with Steve Martino is an absolute pleasure. His pride and professionalism in his job goes beyond just regular customer service. Steve has proven to be knowledgeable in all facets of his business, but most importantly, if he didn’t know the answer, he found out quickly from a manager or peer. Where many other tried, Steve was the first to get our already low CC processing numbers even lower.


I would highly recommend Steve as a choice for representing and switching to Heartland Payment Systems.


Best of all you get to take a #StevieSelfie with him when you’re fully on-board!"

Roger Sachs - Owner, Steiner’s-A Nevada Style Pub

"Steve Martino introduced us to Heartland for our credit card usage.  I really wasn’t interested in the beginning because it all seemed complicated and we were already set up.  It turned out to be a wonderful investment of time and Steve’s unbridled enthusiasm as well as his knowledge of the product made things easy both to implement and understand.  Steve really has an interest in saving his client’s money and believes strongly in his product.  He spent a lot of time making sure we were comfortable and everything was working perfectly. We now do transactions in a much simpler way then before and save money while doing it."

Steve Medwin - President, Medwin Insurance

"Steve is a pleasure to work with.  He truly cares about me and my business and went out of his way to educate me on the services he offers.  He answered all my questions and expedited the process.  I’m a happy customer!"

Laura Glover - Owner, Day Dreamer

"Thank you Steve Martino and Heartland for improving our credit card process.  Steve you made our transition to your system seem effortless.  The amount of time and money you saved me is fantastic, not to mention next day funding! I would highly recommend Steve Martino and Heartland to anyone."

Tracy Korkowski, Pro-Pest Inc.

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